The HIBBS Advantage The Four Values of Hibbs Financial Advisors
People Matter - We believe that each person is innately valuable
and worthy of respect and honor. We believe that relationships matter
and that business is relational top to bottom. "People First, Money
Second" is a priority statement that places people and relationships
ahead of financial matters.
Integrity Matters - We
believe that integrity and truth matter. We believe we need to conduct
our business in such a way that we are “above reproach.” We believe
suitability and ethical practices come from placing a high value on
people and their needs before our own.
Communication Matters
- We believe that communication with our client partners builds and
maintains the trust that is necessary for business relationships to
reach their full potential. We believe that our client partners deserve
the type of communication that is frequent, timely, truthful, and
relevant.
Service Matters – We believe that good service
is practical and that great service is necessary in the pursuit of
business excellence. We will pursue perfection and in so doing “catch a
little excellence along the way.” (Vince Lombardi)
The Hibbs Financial Advisors Planning Process
Investigation – The planning process begins with a complimentary interview in which client and advisor explore the financial and estate planning issues in a joint effort to diagnose any leaks, gaps, or deficiencies in the client’s current plan. We make use of our own “Financial Snapshots” software to help in this process. The meeting usually lasts about an hour.
Recommendation – The second phase of the planning process brings the elements of the solution to bear on the diagnosis. This may involve the use of Fixed Indexed Annuities, Fixed Annuities, Life Insurance, Living Trusts (Through one of our excellent Estate Planning Attorney partners), or Managed Accounts through Brookstone Capital Management.
This phase may include income planning, protection of assets from market loss, or asset management recommendations. Clients receive brochures, “Financial Snapshots” and the ADV II (prospectus) for Brookstone Capital Management. Again this meeting usually lasts about an hour.
Implementation – In the third phase we begin here the process of allocating assets to the proper areas by way of applications and transfers to the various companies. We then begin to follow-up on the transfer of assets to the proper companies which can take 2-6 weeks. Once the assets are transferred we sit down again with the clients to review the end results. We then meet periodically to communicate progress and answer any questions that arise.
Innvestment advice is offered through Brookstone Capital Management, LLC, an SEC Registered Investment Adviser. Insurance products are sold through Hibbs Wealth Management Group, Inc. Brookstone Capital Management, LLC and Hibbs Wealth Management Group, Inc. are not affiliated companies. This information is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting, or specific advice to your situation.
Copyright 2009. Hibbs Wealth Management Group, Inc.. All rights reserved.
